body  { background-color: white; margin: 0px; padding: 0px }
p    { color: black; font-size: 12px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular }
td    { color: black; font-size: 12px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular }
.subhead  { color: #001997; font-size: 16px; font-weight: bold }
.boldblue  { color: #001997; font-size: 12px; font-weight: bold }
.boldred { color: #d30000; font-size: 14px; font-weight: bold }
.larger { font-size: 14px }
.smaller { font-size: 11px }
.footer { font-size: 10px }
.blurb { font-style: italic; font-size: 14px; font-family: "Times New Roman", Georgia, Times }
a:link   { color: #d30000; text-decoration: underline }
a:visited   { color: #d30000; text-decoration: underline }
a:hover   { color: #001997; text-decoration: none }
a:active   { color: #001997; text-decoration: none }